MAA uses term life and long term care insurances to protect  clients as they move through their financial lives. 

 MAA uses term life insurance to protect clients during the years of accumulation.  During the early years of our careers, we tend to accumulate more debt than savings.  A loss of income during this period would be a devastating blow to any financial plan.  Term life insurance protects income so that survivors do not have to face financial insolvency in the event of a breadwinner's unexpected demise.

Other types of insurance products are available for use in estate planning, and charitable gifting.

MAA offers long term care insurance to protect and preserve hard-won assets in the event a client requires a stay in a long term care facility.  This critical insurance protects those clients who have accumulated enough to see them through retirement, but not enough that the returns on their investment could finance health care should it be required.